I'll share this: According to US News there are 15 things you shouldn't be paying for:
Basic Computer Software - agreed. Can't tell you when was the last time I bought that!
Cell Phone (in addition to the service plan) TRUE unless you desire the bells and whistles...
Books - Again, true, however this is where I go wrong. I LOVE books! I want to keep them after I read them. I want one of those amazing in-house library's with a ladder that moves around the room, either that or I want to have my own bookstore. OR even better, I will buy a vintage Airstream and turn it into the bookmobile! So, I buy my books, however, I do purchase most of them used from Amazon.com
|Like this fine example!|
Credit Card - REALLY? People purchase these?? Good news: I haven't had a credit card in almost 10 years - of course I still have a teeny tiny debt from them that will soon be gone. But I will NEVER again own a credit card! ( College killed me - promoting them and my abuse of them) Did I ever tell you I used to go to courthouses and pick up bad credit information and put it on people's credit reports as a job?? - yes, we did stand behind bullet proof glass when people got their credit reports and we had to review them....
Debt Reduction Help - Agree there too (see above - been there done this and am in process of doing this one!)
Basic Tax Prep - Sure if you can use a computer, are good at research or know an accountant, you shouldn't have to pay - but I think some people out there need it. Remember the story of how my Dad made me get my first job? Well a year later, when I got my W2's he handed them to me and said, take a walk (LONG, LONG ONE) up to the library and figure out your taxes. Although I wanted to cry, I did it and have done it ever since all by myself.
The News- Again, Agree, however, I do still love the nostalgia of a good old newspaper - not that I have personally purchased one in at least ten years. I used to always want to work for a newspaper, but I suppose they are a thing of the past.... WAIT! Yes, I think you need to pay for the news b/c Fox News is my go-to and I have to pay for that.....
Budgeting Tools - Sure, wish I would have known that a long time ago!!
Pets - Now, I do agree, but then why do they still charge?? I bought our cats at a rescue site, but I still had to pay for them- OK, I paid for their shots- but still... I'd pay for my next pet too, it's worth it to get the kind you want, but yes, I get that there are so many homeless pets looking for a good home too.
Shipping - TRUE. One year, I bought every single Christmas present with free shipping and was done by November. (I hate malls!)
Checking Account/Bank Fees - AGREE, but it is really possible??
DVDs - Library and coupons with Redbox gets you them for free. But.... I am too impatient....
Exercise - Agree - however, when I did pay for classes, I was so much more motivated to attend! I haven't paid in a long time and thus, I have a bigger waistline....
They forgot one - Sex? Never, Never pay for THAT! ;0
How are you and what do you NEVER pay for?